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Laxmi laghubitta

lending models

In this model 5 to 8 people federate to form a “Center”.  “Center” is a place where minimum 2 and maximum 8 groups meet regularly for financial transactions. In this model credit is provided to individual one without collateral.

This model has been applied in urban areas where individual loan is provided in a group of 3 to 5 people. This loan targets to business people and provided without physical collateral on the project appraisal basis

This is collateralized loan in which loan is provided to individuals based on project and client appraisal.